We're Not a Bank. We're Better.

Simple, Personal, Business and Merchant Accounts

The New Reality Demands a New Set of Financial Services

The reality is...

1/3 of Adults Are Unbanked

There's still way more unbanked people than there should be. That's a lot of people who aren't able to participate in the global economy.

Businesses Innovate Faster Than Their Banks

Companies are doing business in new ways, but they have an old banking system.

Funds Are Trapped

People's money is trapped in cumbersome currencies and stodgy legacy accounts.

Cash Isn't Mobile

Cash can't be moved as quickly as the global economy demands. It's also locked out of the online economy, not to mention risky.

The reality is... You need Muniy.

Muniy, Financial Services Rethought

Through our ability to reach underserved communities in ways that weren't possible before, we connect them to the modern global economy. And by making it easier and cheaper for businesses to transact with their customers and suppliers, we reduce the cost of doing business.

Why install Muniy?

Get a Personal, Business and Merchant Account in Minutes

Push Notifications

Get instant notifications for when you make any transactions

Accounting

Link your accounts to the Muniy app to help manage your finances

Auto Reminder

Set up alerts to remind yourself when you are over your budget and when a bill needs to be paid

Passive Savings

Muniy rounds up your purchases to the nearest pence while you shop and saves it away

Making finance as easy as taking a selfie.

If you can take a photo, you can open an account. Get started without even walking into a bank, and without any minimum balance. So you can put that cheddar to work faster.

Manage your money better with spending analytics

Set budgets, get instant spending notifications, and see weekly insights to keep your spending on track

Get daily discounts and cashback

Earn rewards you’ll actually use on travel, retail, restaurants and more

Send money all over the world instantly, without hidden fees

Send, request money, or split bills with friends and family instantly, whether they’re across the table or across the globe

Automatically powerful.

Grow your savings effortlessly by automatically rounding up your purchases and moving the difference to a dedicated savings pot. Instantly send money to your friends with a swipe or pay with a tap when you're shopping. Your money, your choice.

Take control of your money.

Visualize your money and see where it's going, stay on track with timely notifications, and do even better with proactive suggestions tailored to your life.

Muniy Interface

Simple User Interface That Makes Things Easy

Muniy Fees

Extensive Functionality, Affordable Pricing

Free

£0 / month

  • Free UK Account
  • Free Euro IBAN account
  • Spend in over 150 currencies at the interbank exchange rate
  • Exchange fiat currencies up to £5,000 per month without any hidden fees
  • No fee ATM withdrawals up to £300 per month
  • Generous top brand discounts with Perks Plus
  • Free Muniy card (excl. delivery)
VIP

£5 / month

  • Free UK Account
  • Free Euro IBAN account
  • Spend in over 150 currencies at the interbank exchange rate
  • Exchange fiat currencies up to £5,000 per month without any hidden fees
  • No fee ATM withdrawals up to £500 per month
  • Priority customer support
  • Disposable virtual cards
  • Generous top brand discounts with Perks Plus
  • Muniy Junior accounts for up to 3 kids
Exclusive

£10 / month

  • Free UK Account
  • Free Euro IBAN account
  • Spend in over 150 currencies at the interbank exchange rate
  • Exchange fiat currencies up to £10,000 per month without any hidden fees
  • No fee ATM withdrawals up to £1000 per month
  • Priority customer support
  • Disposable virtual cards
  • Generous top brand discounts with Perks Plus
  • Muniy Junior accounts for up to 6 kids
Free

£0 / month

  • 5

  • Local transfers
  • £0.20 per payment above allowance
  • 0

  • International transfers
  • £3 per payments above allowance
  • £0

  • Allowance of FX at the real rate
  • 0.4% markup on FX above allowance
  • Features
  • Local accounts in GBP and EUR
  • IBAN for global transfers
  • Prepaid debit cards
  • Mobile app for cardholders
  • Virtual cards
  • Priority 24/7 support
  • Payment approval
  • Bulk payments
  • Rewards
  • Expense management
Mini

£15 / month

  • 100

  • Local transfers
  • £0.20 per payment above allowance
  • 10

  • International transfers
  • £3 per payments above allowance
  • £10K

  • Allowance of FX at the real rate
  • 0.4% markup on FX above allowance
  • Features
  • Local accounts in GBP and EUR
  • IBAN for global transfers
  • Prepaid debit cards
  • Mobile app for cardholders
  • Virtual cards
  • Priority 24/7 support
  • Payment approval
  • Bulk payments
  • Rewards
  • Expense management
Small

£50 / month

  • 1000

  • Local transfers
  • £0.20 per payment above allowance
  • 50

  • International transfers
  • £3 per payments above allowance
  • £50k

  • Allowance of FX at the real rate
  • 0.4% markup on FX above allowance
  • Features
  • Local accounts in GBP and EUR
  • IBAN for global transfers
  • Prepaid debit cards
  • Mobile app for cardholders
  • Virtual cards
  • Priority 24/7 support
  • Payment approval
  • Bulk payments
  • Rewards
  • Expense management

Get it now

Available on all App Stores

Frequently Asked Questions

Muniy is a mobile first financial service application that allows you to create business and personal accounts in multiple currencies.

Muniy is built on a infrastructure which allows you to take fast and secure payments via your mobile phone

Muniy is simple. You download the free mobile app from the Android or IOS app store and create an account.

Say hello

Contact Us

  • For Old Fashioned Things
    Kemp House
    152-160 City Road
    London, EC1V 2NX
    United Kingdom